I work with a lot of first time home buyers and because I take what I do seriously, I try my best to educate them about the process of buying a home.  It's not unusual for my clients to be shocked to find out that a down payment is not the only cash requirement.A home inspection can cost $300 or more. Closing costs may include loan origination fees, up-front "points" (prepaid interest), application fees, appraisal fee and more!  

Thinking of buying a home?  www.ChrisZastrow.com